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:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}
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<link data-minify="1" rel='stylesheet' id='iconsmind-core-css-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/iconsmind-core.css?ver=1738619878' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='dashicons-css' href='https://higusa.com/wp-content/cache/min/1/wp-includes/css/dashicons.min.css?ver=1738619878' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='font-awesome-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/font-awesome-legacy.min.css?ver=1738619878' type='text/css' media='all' />
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<style id='main-styles-inline-css' type='text/css'>
html body[data-header-resize="1"] .container-wrap, 
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			html body[data-header-resize="0"] .container-wrap, 
			body[data-header-format="left-header"][data-header-resize="0"] .container-wrap { 
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			.main-content > .row > #breadcrumbs.yoast { 
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<link data-minify="1" rel='stylesheet' id='nectar-header-layout-left-aligned-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/build/header/header-layout-menu-left-aligned.css?ver=1738619878' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='nectar-element-wpb-column-border-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/build/elements/element-wpb-column-border.css?ver=1738619878' type='text/css' media='all' />

<link data-minify="1" rel='stylesheet' id='responsive-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/build/responsive.css?ver=1738619878' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='skin-original-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/build/skin-original.css?ver=1738619878' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='salient-wp-menu-dynamic-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/uploads/salient/menu-dynamic.css?ver=1738619878' type='text/css' media='all' />
<link rel='stylesheet' id='pojo-a11y-css' href='https://higusa.com/wp-content/plugins/pojo-accessibility/assets/css/style.min.css?ver=1.0.0' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='js_composer_front-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/plugins/js_composer_salient/assets/css/js_composer.min.css?ver=1738619878' type='text/css' media='all' />
<link data-minify="1" rel='stylesheet' id='dynamic-css-css' href='https://higusa.com/wp-content/cache/min/1/wp-content/themes/activeagency/css/salient-dynamic-styles.css?ver=1738619878' type='text/css' media='all' />
<style id='dynamic-css-inline-css' type='text/css'>
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.container-wrap .vc_row-fluid[data-column-margin="30px"] .full-page-inner > .span_12{margin-left:-15px;margin-right:-15px;}body .container-wrap .vc_row-fluid[data-column-margin="30px"] .wpb_column:not(.child_column),body .container-wrap .inner_row[data-column-margin="30px"] .child_column{padding-left:15px;padding-right:15px;}.container-wrap .vc_row-fluid[data-column-margin="30px"].full-width-content > .span_12,.container-wrap .vc_row-fluid[data-column-margin="30px"].full-width-content .full-page-inner > .span_12{margin-left:0;margin-right:0;padding-left:15px;padding-right:15px;}.single-portfolio #full_width_portfolio .vc_row-fluid[data-column-margin="30px"].full-width-content > .span_12{padding-right:15px;}@media only screen and (max-width:999px) and (min-width:691px){.vc_row-fluid[data-column-margin="30px"] > .span_12 > .one-fourths:not([class*="vc_col-xs-"]),.vc_row-fluid .vc_row-fluid.inner_row[data-column-margin="30px"] > .span_12 > 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(max-width:690px){.col.padding-3-percent > .vc_column-inner,.col.padding-3-percent > .n-sticky > .vc_column-inner{padding:calc(100vw * 0.03);}}@media only screen and (min-width:1000px){.col.padding-3-percent > .vc_column-inner,.col.padding-3-percent > .n-sticky > .vc_column-inner{padding:calc((100vw - 180px) * 0.03);}.column_container:not(.vc_col-sm-12) .col.padding-3-percent > .vc_column-inner{padding:calc((100vw - 180px) * 0.015);}}@media only screen and (min-width:1425px){.col.padding-3-percent > .vc_column-inner{padding:calc(1245px * 0.03);}.column_container:not(.vc_col-sm-12) .col.padding-3-percent > .vc_column-inner{padding:calc(1245px * 0.015);}}.full-width-content .col.padding-3-percent > .vc_column-inner{padding:calc(100vw * 0.03);}@media only screen and (max-width:999px){.full-width-content .col.padding-3-percent > .vc_column-inner{padding:calc(100vw * 0.03);}}@media only screen and (min-width:1000px){.full-width-content .column_container:not(.vc_col-sm-12) .col.padding-3-percent > .vc_column-inner{padding:calc(100vw * 0.015);}}body #ajax-content-wrap .col[data-padding-pos="right"] > .vc_column-inner,#ajax-content-wrap .col[data-padding-pos="right"] > .n-sticky > .vc_column-inner{padding-left:0;padding-top:0;padding-bottom:0}.col.padding-2-percent > .vc_column-inner,.col.padding-2-percent > .n-sticky > .vc_column-inner{padding:calc(600px * 0.03);}@media only screen and (max-width:690px){.col.padding-2-percent > .vc_column-inner,.col.padding-2-percent > .n-sticky > .vc_column-inner{padding:calc(100vw * 0.03);}}@media only screen and (min-width:1000px){.col.padding-2-percent > .vc_column-inner,.col.padding-2-percent > .n-sticky > .vc_column-inner{padding:calc((100vw - 180px) * 0.02);}.column_container:not(.vc_col-sm-12) .col.padding-2-percent > .vc_column-inner{padding:calc((100vw - 180px) * 0.01);}}@media only screen and (min-width:1425px){.col.padding-2-percent > .vc_column-inner{padding:calc(1245px * 0.02);}.column_container:not(.vc_col-sm-12) .col.padding-2-percent > .vc_column-inner{padding:calc(1245px * 0.01);}}.full-width-content .col.padding-2-percent > .vc_column-inner{padding:calc(100vw * 0.02);}@media only screen and (max-width:999px){.full-width-content .col.padding-2-percent > .vc_column-inner{padding:calc(100vw * 0.03);}}@media only screen and (min-width:1000px){.full-width-content .column_container:not(.vc_col-sm-12) .col.padding-2-percent > .vc_column-inner{padding:calc(100vw * 0.01);}}.wpb_column.el_spacing_0px > .vc_column-inner > .wpb_wrapper > div:not(:last-child){margin-bottom:0;}.wpb_column.border_top_desktop_3px > .vc_column-inner,.wpb_column.border_top_desktop_3px > .n-sticky > .vc_column-inner{border-top-width:3px;}.wpb_column.border_color_008051 > .vc_column-inner,.wpb_column.border_color_008051 > .n-sticky > .vc_column-inner{border-color:#008051;}.wpb_column.border_style_solid > .vc_column-inner,.wpb_column.border_style_solid > .n-sticky > .vc_column-inner{border-style:solid;}.wpb_column.child_column.border_top_desktop_3px > .vc_column-inner,.wpb_column.child_column.border_top_desktop_3px > .n-sticky > .vc_column-inner{border-top-width:3px;}.wpb_column.child_column.border_color_008051 > .vc_column-inner,.wpb_column.child_column.border_color_008051 > .n-sticky > .vc_column-inner{border-color:#008051;}.wpb_column.child_column.border_style_solid > .vc_column-inner,.wpb_column.child_column.border_style_solid > .n-sticky > .vc_column-inner{border-style:solid;}.wpb_column.child_column.el_spacing_0px > .vc_column-inner > .wpb_wrapper > div:not(:last-child){margin-bottom:0;}.col.padding-5-percent > .vc_column-inner,.col.padding-5-percent > .n-sticky > .vc_column-inner{padding:calc(600px * 0.06);}@media only screen and (max-width:690px){.col.padding-5-percent > .vc_column-inner,.col.padding-5-percent > .n-sticky > .vc_column-inner{padding:calc(100vw * 0.06);}}@media only screen and (min-width:1000px){.col.padding-5-percent > .vc_column-inner,.col.padding-5-percent > .n-sticky > .vc_column-inner{padding:calc((100vw - 180px) * 0.05);}.column_container:not(.vc_col-sm-12) .col.padding-5-percent > .vc_column-inner{padding:calc((100vw - 180px) * 0.025);}}@media only screen and (min-width:1425px){.col.padding-5-percent > .vc_column-inner{padding:calc(1245px * 0.05);}.column_container:not(.vc_col-sm-12) .col.padding-5-percent > .vc_column-inner{padding:calc(1245px * 0.025);}}.full-width-content .col.padding-5-percent > .vc_column-inner{padding:calc(100vw * 0.05);}@media only screen and (max-width:999px){.full-width-content .col.padding-5-percent > .vc_column-inner{padding:calc(100vw * 0.06);}}@media only screen and (min-width:1000px){.full-width-content .column_container:not(.vc_col-sm-12) .col.padding-5-percent > .vc_column-inner{padding:calc(100vw * 0.025);}}#ajax-content-wrap .col[data-padding-pos="left-right"] > .vc_column-inner,#ajax-content-wrap .col[data-padding-pos="left-right"] > .n-sticky > .vc_column-inner{padding-top:0;padding-bottom:0}#ajax-content-wrap .vc_row.left_padding_15px .row_col_wrap_12,.nectar-global-section .vc_row.left_padding_15px .row_col_wrap_12{padding-left:15px;}#ajax-content-wrap .vc_row.right_padding_15px .row_col_wrap_12,.nectar-global-section .vc_row.right_padding_15px .row_col_wrap_12{padding-right:15px;}.col.padding-9-percent > .vc_column-inner,.col.padding-9-percent > .n-sticky > .vc_column-inner{padding:calc(600px * 0.09);}@media only screen and (max-width:690px){.col.padding-9-percent > .vc_column-inner,.col.padding-9-percent > .n-sticky > .vc_column-inner{padding:calc(100vw * 0.09);}}@media only screen and (min-width:1000px){.col.padding-9-percent > .vc_column-inner,.col.padding-9-percent > .n-sticky > .vc_column-inner{padding:calc((100vw - 180px) * 0.09);}.column_container:not(.vc_col-sm-12) .col.padding-9-percent > .vc_column-inner{padding:calc((100vw - 180px) * 0.045);}}@media only screen and (min-width:1425px){.col.padding-9-percent > .vc_column-inner{padding:calc(1245px * 0.09);}.column_container:not(.vc_col-sm-12) .col.padding-9-percent > .vc_column-inner{padding:calc(1245px * 0.045);}}.full-width-content .col.padding-9-percent > .vc_column-inner{padding:calc(100vw * 0.09);}@media only screen and (max-width:999px){.full-width-content .col.padding-9-percent > .vc_column-inner{padding:calc(100vw * 0.09);}}@media only screen and (min-width:1000px){.full-width-content .column_container:not(.vc_col-sm-12) .col.padding-9-percent > .vc_column-inner{padding:calc(100vw * 0.045);}}.icon-tiny[class^="icon-"].extra-color-1{color:#676f80;}.nectar_icon_wrap[data-style*="default"][data-color*="extra-color-gradient"] .nectar_icon i{border-radius:0!important;text-align:center;}.nectar_icon_wrap[data-style*="default"][data-color*="extra-color-gradient"] .nectar_icon i:before{vertical-align:top;}.nectar_icon_wrap[data-style*="default"][data-color*="extra-color-gradient"] .nectar_icon i[class*="fa-"],.nectar_icon_wrap[data-style*="default"][data-color*="extra-color-gradient"] .nectar_icon i[class^="icon-"]{vertical-align:baseline;}.iconsmind-Map2:before{content:"\ecca"}@media only screen and (max-width:999px){body .wpb_row .wpb_column.child_column.padding-5-percent_tablet > .vc_column-inner,body .wpb_row .wpb_column.child_column.padding-5-percent_tablet > .n-sticky > .vc_column-inner{padding:calc(999px * 0.05);}}@media only screen and (max-width:999px){.wpb_column.bottom_margin_tablet_90px{margin-bottom:90px!important;}}@media only screen and (max-width:999px){.vc_row.top_padding_tablet_80px{padding-top:80px!important;}}@media only screen and (max-width:999px){.divider-wrap.height_tablet_30px > .divider{height:30px!important;}}@media only screen and (max-width:999px){#ajax-content-wrap .vc_row.left_padding_tablet_15px .row_col_wrap_12{padding-left:15px!important;}}@media only screen and (max-width:999px){#ajax-content-wrap .vc_row.right_padding_tablet_15px .row_col_wrap_12{padding-right:15px!important;}}@media only screen and (max-width:999px){.vc_row.bottom_padding_tablet_0px{padding-bottom:0!important;}}@media only screen and (max-width:999px){.vc_row.top_padding_tablet_60px{padding-top:60px!important;}}@media only screen and (max-width:999px){.vc_row.inner_row.top_padding_tablet_4pct{padding-top:4%!important;}}@media only screen and (max-width:999px){.wpb_column.top_margin_tablet_60px{margin-top:60px!important;}}@media only screen and (max-width:690px){.wpb_column.top_margin_phone_50px{margin-top:50px!important;}}@media only screen and (max-width:690px){body .wpb_row .wpb_column.child_column.padding-5-percent_phone > .vc_column-inner,body .wpb_row .wpb_column.child_column.padding-5-percent_phone > .n-sticky > .vc_column-inner{padding:calc(690px * 0.05);}}@media only screen and (max-width:690px){#ajax-content-wrap .vc_row.right_padding_phone_0px .row_col_wrap_12{padding-right:0!important;}}@media only screen and (max-width:690px){.vc_row.top_padding_phone_80px{padding-top:80px!important;}}@media only screen and (max-width:690px){.vc_row.bottom_padding_phone_0px{padding-bottom:0!important;}}@media only screen and (max-width:690px){#ajax-content-wrap .vc_row.left_padding_phone_0px .row_col_wrap_12{padding-left:0!important;}}@media only screen and (max-width:690px){.wpb_column.bottom_margin_phone_60px{margin-bottom:60px!important;}}@media only screen and (max-width:690px){.vc_row.top_padding_phone_60px{padding-top:60px!important;}}@media only screen and (max-width:690px){.divider-wrap.height_phone_15px > .divider{height:15px!important;}}@media only screen and (max-width:690px){.vc_row.inner_row.top_padding_phone_5pct{padding-top:5%!important;}}.nectar-shape-divider-wrap{position:absolute;top:auto;bottom:0;left:0;right:0;width:100%;height:150px;z-index:3;transform:translateZ(0);}.post-area.span_9 .nectar-shape-divider-wrap{overflow:hidden;}.nectar-shape-divider-wrap[data-front="true"]{z-index:50;}.nectar-shape-divider-wrap[data-style="waves_opacity"] svg path:first-child{opacity:0.6;}.nectar-shape-divider-wrap[data-style="curve_opacity"] svg path:nth-child(1),.nectar-shape-divider-wrap[data-style="waves_opacity_alt"] svg path:nth-child(1){opacity:0.15;}.nectar-shape-divider-wrap[data-style="curve_opacity"] svg path:nth-child(2),.nectar-shape-divider-wrap[data-style="waves_opacity_alt"] svg path:nth-child(2){opacity:0.3;}.nectar-shape-divider{width:100%;left:0;bottom:-1px;height:100%;position:absolute;}.nectar-shape-divider-wrap.no-color .nectar-shape-divider{fill:#fff;}@media only screen and (max-width:999px){.nectar-shape-divider-wrap:not([data-using-percent-val="true"]) .nectar-shape-divider{height:75%;}.nectar-shape-divider-wrap[data-style="clouds"]:not([data-using-percent-val="true"]) .nectar-shape-divider{height:55%;}}@media only screen and (max-width:690px){.nectar-shape-divider-wrap:not([data-using-percent-val="true"]) .nectar-shape-divider{height:33%;}.nectar-shape-divider-wrap[data-style="clouds"]:not([data-using-percent-val="true"]) .nectar-shape-divider{height:33%;}}#ajax-content-wrap .nectar-shape-divider-wrap[data-height="1"] .nectar-shape-divider,#ajax-content-wrap .nectar-shape-divider-wrap[data-height="1px"] .nectar-shape-divider{height:1px;}.nectar-shape-divider-wrap[data-position="top"]{top:-1px;bottom:auto;}.nectar-shape-divider-wrap[data-position="top"]{transform:rotate(180deg)}.col.padding-3-percent > .vc_column-inner,.col.padding-3-percent > .n-sticky > .vc_column-inner{padding:calc(600px * 0.03);}@media only screen and (max-width:690px){.col.padding-3-percent > .vc_column-inner,.col.padding-3-percent > .n-sticky > .vc_column-inner{padding:calc(100vw * 0.03);}}@media only screen and (min-width:1000px){.col.padding-3-percent > .vc_column-inner,.col.padding-3-percent > .n-sticky > .vc_column-inner{padding:calc((100vw - 180px) * 0.03);}.column_container:not(.vc_col-sm-12) .col.padding-3-percent > .vc_column-inner{padding:calc((100vw - 180px) * 0.015);}}@media only screen and (min-width:1425px){.col.padding-3-percent > .vc_column-inner{padding:calc(1245px * 0.03);}.column_container:not(.vc_col-sm-12) .col.padding-3-percent > .vc_column-inner{padding:calc(1245px * 0.015);}}.full-width-content .col.padding-3-percent > .vc_column-inner{padding:calc(100vw * 0.03);}@media only screen and (max-width:999px){.full-width-content .col.padding-3-percent > .vc_column-inner{padding:calc(100vw * 0.03);}}@media only screen and (min-width:1000px){.full-width-content .column_container:not(.vc_col-sm-12) .col.padding-3-percent > .vc_column-inner{padding:calc(100vw * 0.015);}}.col.padding-9-percent > .vc_column-inner,.col.padding-9-percent > .n-sticky > .vc_column-inner{padding:calc(600px * 0.09);}@media only screen and (max-width:690px){.col.padding-9-percent > .vc_column-inner,.col.padding-9-percent > .n-sticky > .vc_column-inner{padding:calc(100vw * 0.09);}}@media only screen and (min-width:1000px){.col.padding-9-percent > .vc_column-inner,.col.padding-9-percent > .n-sticky > .vc_column-inner{padding:calc((100vw - 180px) * 0.09);}.column_container:not(.vc_col-sm-12) .col.padding-9-percent > .vc_column-inner{padding:calc((100vw - 180px) * 0.045);}}@media only screen and (min-width:1425px){.col.padding-9-percent > .vc_column-inner{padding:calc(1245px * 0.09);}.column_container:not(.vc_col-sm-12) .col.padding-9-percent > .vc_column-inner{padding:calc(1245px * 0.045);}}.full-width-content .col.padding-9-percent > .vc_column-inner{padding:calc(100vw * 0.09);}@media only screen and (max-width:999px){.full-width-content .col.padding-9-percent > .vc_column-inner{padding:calc(100vw * 0.09);}}@media only screen and (min-width:1000px){.full-width-content .column_container:not(.vc_col-sm-12) .col.padding-9-percent > .vc_column-inner{padding:calc(100vw * 0.045);}}.wpb_column.child_column.border_top_desktop_3px > .vc_column-inner,.wpb_column.child_column.border_top_desktop_3px > .n-sticky > .vc_column-inner{border-top-width:3px;}.wpb_column.child_column.border_color_676f80 > .vc_column-inner,.wpb_column.child_column.border_color_676f80 > .n-sticky > .vc_column-inner{border-color:#676f80;}.wpb_column.child_column.border_style_solid > .vc_column-inner,.wpb_column.child_column.border_style_solid > .n-sticky > .vc_column-inner{border-style:solid;}.icon-tiny[class^="icon-"].extra-color-1{color:#676f80;}@media only screen and (max-width:999px){.vc_row.top_padding_tablet_0px{padding-top:0!important;}}@media only screen and (max-width:690px){.vc_row.top_padding_phone_0px{padding-top:0!important;}}.screen-reader-text,.nectar-skip-to-content:not(:focus){border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute!important;width:1px;word-wrap:normal!important;}.row .col img:not([srcset]){width:auto;}.row .col img.img-with-animation.nectar-lazy:not([srcset]){width:100%;}
/* Makes description in Mega Menu have a padding top */

body #slide-out-widget-area .menuwrapper li small,
#header-outer .sf-menu li ul li a .item_desc,
#slide-out-widget-area.fullscreen-split .off-canvas-menu-container li small,
#slide-out-widget-area .off-canvas-menu-container .nectar-ext-menu-item .item_desc,
.material #slide-out-widget-area[class*="slide-out-from-right"] .off-canvas-menu-container .menu li small,
#header-outer #mobile-menu ul ul>li>a .item_desc,
.nectar-ext-menu-item .menu-item-desc,
#slide-out-widget-area .inner .off-canvas-menu-container li a .item_desc {
	padding-top: 10px;
}


/* Necessary for site function - Do not delete */

#sidebar .wpb_row,
#sidebar .wpb_content_element {
	margin-bottom: 0 !important;
}

.widget_nav_menu ul.menu,
.widget_nav_menu ol.menu {
	margin-bottom: 0 !important;
}

#slide-out-widget-area p {
	padding-bottom: 0 !important;
}

.main-content ul,
.main-content ol {
	margin-bottom: 15px !important;
}

body.single-post .main-content ul,
body.single-post .main-content ol {
	margin-bottom: 15px !important;
}

.aa-full-width {
	width: 100% !important;
	text-align: center !important;
}

#aa-full-width {
	width: 100% !important;
	text-align: center !important;
}

.aa-clickable-coverage {
	margin-bottom: 0 !important;
}

.nectar-button:not([style*="margin-bottom"]) {
	margin-bottom: 0!important;
}


/* Makes the blue section on coverage pages move up - Do not delete */

#aa-quote-negative-margin {
	margin-top: -275px !important;
}

@media all and (min-width:690px) {
	#aa-quote-negative-margin {
		margin-top: -288px !important;
	}
}

@media all and (min-width:1000px) {
	#aa-quote-negative-margin {
		margin-top: -348px !important;
	}
}


/* Padding top on inside pages for transparent header - Do not delete */

#header-padding {
	padding-top: 100px !important;
}

#header-secondary-outer nav {
	display: table;
	margin: auto !important;
}


/* Secondary Menu - Do not delete */

#header-secondary-outer {
	padding: 15px!important;
}

body #header-secondary-outer nav>ul>li>a {
	line-height: 17px!important;
	font-size: 17px!important;
	font-weight: bold!important;
}

#header-secondary-outer #social i {
	line-height: 17px !important;
	font-size: 17px !important;
}


/* Button Sizes - If a client request bigger or smaller text on the buttons, do that here */

body.aa-magenta .nectar-button.nectar-button.small {
	/*font-size:14px;*/
}

body.aa-magenta .nectar-button.nectar-button.medium {
	/*font-size:15px;*/
}

body.aa-magenta .nectar-button.nectar-button.large {
	/*font-size:17px;*/
}


/* Sidebar Service Buttons - This gets rid of extra space Salient adds under the Service option buttons */

.button-no-margin {
	margin: 0px!important;
}

.off-canvas-menu-container li li a {
	display: inline-block;
}


/* Zoom In - This effect is used on the Client Center links */

.zoom-effect {
	transition: all 220ms ease;
}

.zoom-effect:hover {
	transform: scale(1.05);
}


/* Highlight Menu Footer - Do not delete */

.aa-menu-list-footer .material .wpb_row,
.material {
	margin-bottom: .5em!important;
}

.aa-menu-list-footer {
	text-align: center !important;
}

.aa-menu-list-footer ul {
	padding-top: 0px !important;
}

.aa-menu-list-footer ul li {
	list-style: none !important;
	text-align: inherit !important;
}

.aa-menu-list-footer ul li:before {
	color: #000;
	font-size: 25px!important;
	line-height: 25px;
	top: 10px;
	left: 0;
}

.aa-menu-list li a,
.aa-menu-list-footer li a {
	color: #000000;
	font-weight: normal;
}


/* Highlight Menu - Do not delete */

.aa-menu-list .material .wpb_row,
.material {
	margin-bottom: .5em!important;
}

.aa-menu-list {
	text-align: left !important;
}

.aa-menu-list ul {
	padding-top: 0px !important;
	margin-left: 5px !important;
}

.aa-menu-list ul li {
	list-style: none !important;
}

.aa-menu-list ul li:before {
	content: '\f0da'!important;
	font-family: FontAwesome;
	font-style: normal;
	font-weight: normal;
	text-decoration: inherit;
	color: #000;
	font-size: 15px;
	padding-right: 15px;
	top: 10px;
	left: 0;
}


/* Footer - This is for the footer button */

#footer-outer #footer-widgets .col input[type="submit"] {
	background-color: rgba(237, 237, 237, 0) !important;
	color: #0a2158 !important;
	border: solid 2px !important;
	font-size: 13px !important;
}

#footer-widgets .col {
	padding-right: 30px !important;
}

#footer-widgets .col_last {
	padding-right: 0 !important;
}


/* Titles of Footer Items */

body #sidebar h4,
body .widget h4,
body #footer-outer .widget h4 {
	font-size: 18px!important;
	line-height: 18px;
	font-weight: bold;
}


/* Left Column Paragraph Sizing - Must use the text element in the widgets */

#text-5 p {
	font-size: 14px!important;
	line-height: 130%!important;
}


/* This makes everything in a <ul>, in the footer, size 16 */

body #sidebar ul,
body .widget ul,
body #footer-outer .widget ul {
	margin: 0;
	font-size: 15px!important;
}

#footer-outer a:not(.nectar-button) {
	color: inherit !important;
}


/* Gets Rid of Spacing Under CC Button */

.aacc-button {
	margin-bottom: 0;
}

body.is-power-panel .container-wrap .row>.wpb_row:not(.full-width-section):not(.full-width-content):last-child {
	margin-bottom: 0em;
}


/* Feedback form - confirmation styling */

.form-feedback {
    text-align: center;
    background: #f8f8fa;
    margin-top:20px;
}
.form-feedback p.h9 {
    padding: 15px;
    background: #f0f0f4;
}
.form-feedback blockquote {
    padding: 20px;
}
</style>
<link rel='stylesheet' id='salient-child-style-css' href='https://higusa.com/wp-content/themes/activeagency-child/style.css?ver=16.1.3' type='text/css' media='all' />

<script type="text/javascript" src="https://higusa.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script>
<script type="text/javascript" src="https://higusa.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js" data-rocket-defer defer></script>
<script data-minify="1" type="text/javascript" src="https://higusa.com/wp-content/cache/min/1/wp-content/plugins/forge3-activeagency-features/src/js/forge3-activeagency-header-scripts.js?ver=1738619878" id="forge3-activeagency-header-scripts-js" data-rocket-defer defer></script>
<script type="text/javascript" defer='defer' src="https://higusa.com/wp-content/plugins/gravityforms/js/jquery.json.min.js?ver=2.9.2" id="gform_json-js"></script>
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		<h1>Employers Risk Services</h1>
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		<h2>ERS is committed to people.</h2>
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		<h3>What We Do</h3>
<p>ERS utilizes its experience and skillset to maximize Claims Management, Compliance + Cobra Administration, and Loss Control to the betterment of every employee’s lifestyle. This Third Party Administrator offers a masterful level of service for all these specific disciplines. Simply put, we streamline all communication with unparalleled efficiency to ensure absolute satisfaction for all parties.</p>
<h3>Who We Are</h3>
<p>A group of skilled professionals that handle each and every claim with the utmost care and compassion. All across the Commonwealth, we’ve successfully handled and provided claim services to individuals and group clients. Bottom line, we’re here for you.</p>
<p>Managing the cost of health plans has become one of the most significant challenges facing business today. One of the keys to a successful benefits plan is an effective wellness program that includes, HRA’s, labs and biometrics with a robust personalized report for participant and an aggregate report for the employer. Through these efforts, Employers Risk Services (ERS) helps to ensure that each dollar spent is properly utilized.</p>
<p>ERS employs skilled professionals. Our experienced professionals are dedicated to providing clients with high quality service to meet their specific needs. Our experienced case managers and coaches, who are registered nurses, certified phlebotomist and coaches, monitor medical claims along with risk factors to help participants make lifestyle changes. This also helps ensure that the individual receives the appropriate care as economically as possible.</p>
<p>Employers Risk Services is committed to people. We constantly seek to find innovative and effective ways to reduce the cost of health care delivery to your organization.</p>
<h3>Loss Control Program</h3>
<p>Perhaps the best defense against the spiraling cost of workers’ compensation is an active and effective loss control program. At Employers Risk Services, our loss control services focus on the prevention of accidents and improved workplace health. One of the keys to controlling losses and enhancing workplace safety is an active safety education program. ERS Loss Control is pleased to offer web-based safety education, testing and tracking to make certain employees have the knowledge they need to create a safe workplace.</p>
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		<h4>Contact us</h4>
<p>For more information please contact Keven Moore by phone at <a href="&quot;tel:" aria-label="859-303-4195 - Visit page &quot;tel:">859-303-4195</a> or by email at <span id="e904021604"></span><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script type="text/javascript">var a="[email protected]+4NtoEQ6Af_0Dp1dBUG9FT";var b=a.split("").sort().join("");var c="QA__p+2toNB1R3J_A";var d="";var e="ARo6d_";var f="";for(var g=0;g<c.length;g++)d+=b.charAt(a.indexOf(c.charAt(g)));for(var h=0;h<e.length;h++)f+=b.charAt(a.indexOf(e.charAt(h)));var span = document.getElementById("e904021604");span.innerHTML="";var innerText="{email}";var link = document.createElement("a");var linkspan = document.createElement("span");linkspan.innerHTML=innerText ? innerText.replace(/{email}/gi,d) : d;link.setAttribute("href",f+":"+d);span.appendChild(link);link.appendChild(linkspan);</script></p>
<p>Or reach out to our COBRA contact</p>
<p><strong>Tammy Kirby</strong><br />
<em>Cobra Administration</em><br />
Telephone: <a href="tel:" aria-label="270-529-1423 - Call ">270-529-1423</a><br />
Fax: 270-467-1240<br />
<span id="e756686088"></span><script type="text/javascript">var a="hQzLEudmrFo.4XG1sTx3UDSCqpHl5MtRIc_nN6jPgi8f0BVAbeyJYwv@Zk79+OaK-2W";var b=a.split("").sort().join("");var c="+Je782XB79zvB+";var d="";var e="wieY+@";var f="";for(var g=0;g<c.length;g++)d+=b.charAt(a.indexOf(c.charAt(g)));for(var h=0;h<e.length;h++)f+=b.charAt(a.indexOf(e.charAt(h)));var span = document.getElementById("e756686088");span.innerHTML="";var innerText="{email}";var link = document.createElement("a");var linkspan = document.createElement("span");linkspan.innerHTML=innerText ? innerText.replace(/{email}/gi,d) : d;link.setAttribute("href",f+":"+d);span.appendChild(link);link.appendChild(linkspan);</script></p>
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		<p class="h10"><span id="e831990017">Contact Our ERS Team</span><script type="text/javascript">var a="Yv1u4T+F@ljBRoitNKhzsHO_f0L-cxqInpgmW9w3.JSP2MUZaGAbk6Xyd57Cr8EeVDQ";var b=a.split("").sort().join("");var c="Y58yrYM7CPkJG6CoM7C1XMrY58yrY";var d="";var e="6JGkry";var f="";for(var g=0;g<c.length;g++)d+=b.charAt(a.indexOf(c.charAt(g)));for(var h=0;h<e.length;h++)f+=b.charAt(a.indexOf(e.charAt(h)));var span = document.getElementById("e831990017");span.innerHTML="";var innerText="Contact Our ERS Team";var link = document.createElement("a");var linkspan = document.createElement("span");linkspan.innerHTML=innerText ? innerText.replace(/{email}/gi,d) : d;link.setAttribute("href",f+":"+d);span.appendChild(link);link.appendChild(linkspan);</script></p>
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                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_3' ><div id='gf_3' class='gform_anchor' tabindex='-1'></div>
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                        </div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_3' id='gform_3'  action='/employee-benefits/employers-risk-services/#gf_3' data-formid='3' novalidate>
                        <div class='gform-body gform_body'><div id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><fieldset id="field_3_1" class="gfield gfield--type-name gfield--input-type-name gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible name multi"  data-field-class="name multi" data-js-reload="field_3_1" >
<?xml encoding="utf-8" ?><legend class="gfield_label gform-field-label gfield_label_before_complex lemonade_label_hidden lemonade_label"><span class="gfield_label_span">Name<span class="gfield_required" aria-hidden="true">*</span></span></legend><div class="ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row ginput_lemonade ginput_container" id="input_3_1">
                            
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<?xml encoding="utf-8" ?><label class="gfield_label gform-field-label lemonade_label_hidden lemonade_label" for="input_3_3"><span class="gfield_label_span">Phone Number<span class="gfield_required" aria-hidden="true">*</span></span></label><div class="ginput_container ginput_container_phone ginput_lemonade ginput_container"><input name="input_3" id="input_3_3" type="tel" value="" class="large" aria-required="true" aria-invalid="false"><label class="lemonade_label" for="input_3_3"><span class="gfield_label_span">Phone Number<span class="gfield_required" aria-hidden="true">*</span></span></label></div>
</div><div id="field_3_4" class="gfield gfield--type-textarea gfield--input-type-textarea gfield_contains_required field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible textarea"  data-field-class="textarea" data-js-reload="field_3_4" >
<?xml encoding="utf-8" ?><label class="gfield_label gform-field-label lemonade_label_hidden lemonade_label" for="input_3_4"><span class="gfield_label_span">How can we help?<span class="gfield_required" aria-hidden="true">*</span></span></label><div class="ginput_container ginput_container_textarea ginput_lemonade ginput_container"><textarea name="input_4" id="input_3_4" class="textarea medium" aria-describedby="gfield_description_3_4" aria-required="true" aria-invalid="false" rows="10" cols="50"></textarea><label class="lemonade_label" for="input_3_4"><span class="gfield_label_span">How can we help?<span class="gfield_required" aria-hidden="true">*</span></span></label></div><div class="gfield_description" id="gfield_description_3_4">Please do not include sensitive, private information in this area.</div>
</div><fieldset id="field_3_16" class="gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible consent multi"  data-field-class="consent multi" data-js-reload="field_3_16" >
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		<p class="h4">Houchens Insurance Group works hard day in and day out to bring our clients and communities superior resources and insurance solutions so they can protect what matters most.</p>
<p class="h4">We are licensed in all 50 states.</p>
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				<style>
				.aa-bg-shape-container .parallax-layer {
					position: absolute;
					top:-5%;
					left:-10%;
					width:100%;
					height: 100%;
					background:url("data:image/svg+xml;base64,PHN2ZyB2ZXJzaW9uPSIxLjEiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyIgeG1sbnM6eGxpbms9Imh0dHA6Ly93d3cudzMub3JnLzE5OTkveGxpbmsiIHg9IjBweCIgeT0iMHB4IiB2aWV3Qm94PSIwIDAgNDgyIDQzNiIgc3R5bGU9ImVuYWJsZS1iYWNrZ3JvdW5kOm5ldyAwIDAgNDgyIDQzNjsiIHhtbDpzcGFjZT0icHJlc2VydmUiPjxwb2x5Z29uIGZpbGw9IiMwMDk2NWYiIG9wYWNpdHk9IjAuMyIgcG9pbnRzPSI3OCwxMTAgMCwzNTEgMzAyLDIzNyAzNzksMCIvPjxwb2x5Z29uIGZpbGw9IiMxNDI4NGIiIG9wYWNpdHk9IjAuMjUiIHBvaW50cz0iMTE3LjUsMTQ0LjEgMjMsNDM2IDM4OC43LDI5Ny45IDQ4MiwxMC45ICIvPjwvc3ZnPg==") no-repeat;
					background-size: 25%;
				}
				</style>
				<script type="text/javascript">
				var aa_bg_shape_parallax = 1;
				</script>
				<script></script><style type="text/css">
			/* Forge Style Compiler */
			
			</style>		<a id="pojo-a11y-skip-content" class="pojo-skip-link pojo-skip-content" tabindex="1" accesskey="s" href="#content" aria-label="Skip to content - Skip to the Content section of this page">Skip to content</a>
				<nav id="pojo-a11y-toolbar" class="pojo-a11y-toolbar-left pojo-a11y-" role="navigation">
			<div class="pojo-a11y-toolbar-toggle">
				<a class="pojo-a11y-toolbar-link pojo-a11y-toolbar-toggle-link" href="javascript:void(0);" title="Accessibility Tools" role="button" aria-label="Accessibility Tools">
					<span class="pojo-sr-only sr-only">Open toolbar</span>
					<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100" fill="currentColor" width="1em">
						<title>Accessibility Tools</title>
						<path d="M50 .8c5.7 0 10.4 4.7 10.4 10.4S55.7 21.6 50 21.6s-10.4-4.7-10.4-10.4S44.3.8 50 .8zM92.2 32l-21.9 2.3c-2.6.3-4.6 2.5-4.6 5.2V94c0 2.9-2.3 5.2-5.2 5.2H60c-2.7 0-4.9-2.1-5.2-4.7l-2.2-24.7c-.1-1.5-1.4-2.5-2.8-2.4-1.3.1-2.2 1.1-2.4 2.4l-2.2 24.7c-.2 2.7-2.5 4.7-5.2 4.7h-.5c-2.9 0-5.2-2.3-5.2-5.2V39.4c0-2.7-2-4.9-4.6-5.2L7.8 32c-2.6-.3-4.6-2.5-4.6-5.2v-.5c0-2.6 2.1-4.7 4.7-4.7h.5c19.3 1.8 33.2 2.8 41.7 2.8s22.4-.9 41.7-2.8c2.6-.2 4.9 1.6 5.2 4.3v1c-.1 2.6-2.1 4.8-4.8 5.1z"/>					</svg>
				</a>
			</div>
			<div class="pojo-a11y-toolbar-overlay">
				<div class="pojo-a11y-toolbar-inner">
					<p class="pojo-a11y-toolbar-title">Accessibility Tools</p>
					
					<ul class="pojo-a11y-toolbar-items pojo-a11y-tools">
																			<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-resize-font pojo-a11y-btn-resize-plus" data-action="resize-plus" data-action-group="resize" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Increase Text</title><path fill="currentColor" d="M256 200v16c0 4.25-3.75 8-8 8h-56v56c0 4.25-3.75 8-8 8h-16c-4.25 0-8-3.75-8-8v-56h-56c-4.25 0-8-3.75-8-8v-16c0-4.25 3.75-8 8-8h56v-56c0-4.25 3.75-8 8-8h16c4.25 0 8 3.75 8 8v56h56c4.25 0 8 3.75 8 8zM288 208c0-61.75-50.25-112-112-112s-112 50.25-112 112 50.25 112 112 112 112-50.25 112-112zM416 416c0 17.75-14.25 32-32 32-8.5 0-16.75-3.5-22.5-9.5l-85.75-85.5c-29.25 20.25-64.25 31-99.75 31-97.25 0-176-78.75-176-176s78.75-176 176-176 176 78.75 176 176c0 35.5-10.75 70.5-31 99.75l85.75 85.75c5.75 5.75 9.25 14 9.25 22.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Increase Text</span>								</a>
							</li>
							
							<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-resize-font pojo-a11y-btn-resize-minus" data-action="resize-minus" data-action-group="resize" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Decrease Text</title><path fill="currentColor" d="M256 200v16c0 4.25-3.75 8-8 8h-144c-4.25 0-8-3.75-8-8v-16c0-4.25 3.75-8 8-8h144c4.25 0 8 3.75 8 8zM288 208c0-61.75-50.25-112-112-112s-112 50.25-112 112 50.25 112 112 112 112-50.25 112-112zM416 416c0 17.75-14.25 32-32 32-8.5 0-16.75-3.5-22.5-9.5l-85.75-85.5c-29.25 20.25-64.25 31-99.75 31-97.25 0-176-78.75-176-176s78.75-176 176-176 176 78.75 176 176c0 35.5-10.75 70.5-31 99.75l85.75 85.75c5.75 5.75 9.25 14 9.25 22.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Decrease Text</span>								</a>
							</li>
						
													<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-grayscale" data-action="grayscale" data-action-group="schema" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Grayscale</title><path fill="currentColor" d="M15.75 384h-15.75v-352h15.75v352zM31.5 383.75h-8v-351.75h8v351.75zM55 383.75h-7.75v-351.75h7.75v351.75zM94.25 383.75h-7.75v-351.75h7.75v351.75zM133.5 383.75h-15.5v-351.75h15.5v351.75zM165 383.75h-7.75v-351.75h7.75v351.75zM180.75 383.75h-7.75v-351.75h7.75v351.75zM196.5 383.75h-7.75v-351.75h7.75v351.75zM235.75 383.75h-15.75v-351.75h15.75v351.75zM275 383.75h-15.75v-351.75h15.75v351.75zM306.5 383.75h-15.75v-351.75h15.75v351.75zM338 383.75h-15.75v-351.75h15.75v351.75zM361.5 383.75h-15.75v-351.75h15.75v351.75zM408.75 383.75h-23.5v-351.75h23.5v351.75zM424.5 383.75h-8v-351.75h8v351.75zM448 384h-15.75v-352h15.75v352z"></path></svg></span><span class="pojo-a11y-toolbar-text">Grayscale</span>								</a>
							</li>
						
													<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-high-contrast" data-action="high-contrast" data-action-group="schema" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>High Contrast</title><path fill="currentColor" d="M192 360v-272c-75 0-136 61-136 136s61 136 136 136zM384 224c0 106-86 192-192 192s-192-86-192-192 86-192 192-192 192 86 192 192z"></path></svg></span><span class="pojo-a11y-toolbar-text">High Contrast</span>								</a>
							</li>
						
													<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-negative-contrast" data-action="negative-contrast" data-action-group="schema" tabindex="-1" role="button">

									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Negative Contrast</title><path fill="currentColor" d="M416 240c-23.75-36.75-56.25-68.25-95.25-88.25 10 17 15.25 36.5 15.25 56.25 0 61.75-50.25 112-112 112s-112-50.25-112-112c0-19.75 5.25-39.25 15.25-56.25-39 20-71.5 51.5-95.25 88.25 42.75 66 111.75 112 192 112s149.25-46 192-112zM236 144c0-6.5-5.5-12-12-12-41.75 0-76 34.25-76 76 0 6.5 5.5 12 12 12s12-5.5 12-12c0-28.5 23.5-52 52-52 6.5 0 12-5.5 12-12zM448 240c0 6.25-2 12-5 17.25-46 75.75-130.25 126.75-219 126.75s-173-51.25-219-126.75c-3-5.25-5-11-5-17.25s2-12 5-17.25c46-75.5 130.25-126.75 219-126.75s173 51.25 219 126.75c3 5.25 5 11 5 17.25z"></path></svg></span><span class="pojo-a11y-toolbar-text">Negative Contrast</span>								</a>
							</li>
						
													<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-light-background" data-action="light-background" data-action-group="schema" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Light Background</title><path fill="currentColor" d="M184 144c0 4.25-3.75 8-8 8s-8-3.75-8-8c0-17.25-26.75-24-40-24-4.25 0-8-3.75-8-8s3.75-8 8-8c23.25 0 56 12.25 56 40zM224 144c0-50-50.75-80-96-80s-96 30-96 80c0 16 6.5 32.75 17 45 4.75 5.5 10.25 10.75 15.25 16.5 17.75 21.25 32.75 46.25 35.25 74.5h57c2.5-28.25 17.5-53.25 35.25-74.5 5-5.75 10.5-11 15.25-16.5 10.5-12.25 17-29 17-45zM256 144c0 25.75-8.5 48-25.75 67s-40 45.75-42 72.5c7.25 4.25 11.75 12.25 11.75 20.5 0 6-2.25 11.75-6.25 16 4 4.25 6.25 10 6.25 16 0 8.25-4.25 15.75-11.25 20.25 2 3.5 3.25 7.75 3.25 11.75 0 16.25-12.75 24-27.25 24-6.5 14.5-21 24-36.75 24s-30.25-9.5-36.75-24c-14.5 0-27.25-7.75-27.25-24 0-4 1.25-8.25 3.25-11.75-7-4.5-11.25-12-11.25-20.25 0-6 2.25-11.75 6.25-16-4-4.25-6.25-10-6.25-16 0-8.25 4.5-16.25 11.75-20.5-2-26.75-24.75-53.5-42-72.5s-25.75-41.25-25.75-67c0-68 64.75-112 128-112s128 44 128 112z"></path></svg></span><span class="pojo-a11y-toolbar-text">Light Background</span>								</a>
							</li>
						
													<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-links-underline" data-action="links-underline" data-action-group="toggle" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Links Underline</title><path fill="currentColor" d="M364 304c0-6.5-2.5-12.5-7-17l-52-52c-4.5-4.5-10.75-7-17-7-7.25 0-13 2.75-18 8 8.25 8.25 18 15.25 18 28 0 13.25-10.75 24-24 24-12.75 0-19.75-9.75-28-18-5.25 5-8.25 10.75-8.25 18.25 0 6.25 2.5 12.5 7 17l51.5 51.75c4.5 4.5 10.75 6.75 17 6.75s12.5-2.25 17-6.5l36.75-36.5c4.5-4.5 7-10.5 7-16.75zM188.25 127.75c0-6.25-2.5-12.5-7-17l-51.5-51.75c-4.5-4.5-10.75-7-17-7s-12.5 2.5-17 6.75l-36.75 36.5c-4.5 4.5-7 10.5-7 16.75 0 6.5 2.5 12.5 7 17l52 52c4.5 4.5 10.75 6.75 17 6.75 7.25 0 13-2.5 18-7.75-8.25-8.25-18-15.25-18-28 0-13.25 10.75-24 24-24 12.75 0 19.75 9.75 28 18 5.25-5 8.25-10.75 8.25-18.25zM412 304c0 19-7.75 37.5-21.25 50.75l-36.75 36.5c-13.5 13.5-31.75 20.75-50.75 20.75-19.25 0-37.5-7.5-51-21.25l-51.5-51.75c-13.5-13.5-20.75-31.75-20.75-50.75 0-19.75 8-38.5 22-52.25l-22-22c-13.75 14-32.25 22-52 22-19 0-37.5-7.5-51-21l-52-52c-13.75-13.75-21-31.75-21-51 0-19 7.75-37.5 21.25-50.75l36.75-36.5c13.5-13.5 31.75-20.75 50.75-20.75 19.25 0 37.5 7.5 51 21.25l51.5 51.75c13.5 13.5 20.75 31.75 20.75 50.75 0 19.75-8 38.5-22 52.25l22 22c13.75-14 32.25-22 52-22 19 0 37.5 7.5 51 21l52 52c13.75 13.75 21 31.75 21 51z"></path></svg></span><span class="pojo-a11y-toolbar-text">Links Underline</span>								</a>
							</li>
						
													<li class="pojo-a11y-toolbar-item">
								<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-readable-font" data-action="readable-font" data-action-group="toggle" tabindex="-1" role="button">
									<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Readable Font</title><path fill="currentColor" d="M181.25 139.75l-42.5 112.5c24.75 0.25 49.5 1 74.25 1 4.75 0 9.5-0.25 14.25-0.5-13-38-28.25-76.75-46-113zM0 416l0.5-19.75c23.5-7.25 49-2.25 59.5-29.25l59.25-154 70-181h32c1 1.75 2 3.5 2.75 5.25l51.25 120c18.75 44.25 36 89 55 133 11.25 26 20 52.75 32.5 78.25 1.75 4 5.25 11.5 8.75 14.25 8.25 6.5 31.25 8 43 12.5 0.75 4.75 1.5 9.5 1.5 14.25 0 2.25-0.25 4.25-0.25 6.5-31.75 0-63.5-4-95.25-4-32.75 0-65.5 2.75-98.25 3.75 0-6.5 0.25-13 1-19.5l32.75-7c6.75-1.5 20-3.25 20-12.5 0-9-32.25-83.25-36.25-93.5l-112.5-0.5c-6.5 14.5-31.75 80-31.75 89.5 0 19.25 36.75 20 51 22 0.25 4.75 0.25 9.5 0.25 14.5 0 2.25-0.25 4.5-0.5 6.75-29 0-58.25-5-87.25-5-3.5 0-8.5 1.5-12 2-15.75 2.75-31.25 3.5-47 3.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Readable Font</span>								</a>
							</li>
																		<li class="pojo-a11y-toolbar-item">
							<a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-reset" data-action="reset" tabindex="-1" role="button">
								<span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Reset</title><path fill="currentColor" d="M384 224c0 105.75-86.25 192-192 192-57.25 0-111.25-25.25-147.75-69.25-2.5-3.25-2.25-8 0.5-10.75l34.25-34.5c1.75-1.5 4-2.25 6.25-2.25 2.25 0.25 4.5 1.25 5.75 3 24.5 31.75 61.25 49.75 101 49.75 70.5 0 128-57.5 128-128s-57.5-128-128-128c-32.75 0-63.75 12.5-87 34.25l34.25 34.5c4.75 4.5 6 11.5 3.5 17.25-2.5 6-8.25 10-14.75 10h-112c-8.75 0-16-7.25-16-16v-112c0-6.5 4-12.25 10-14.75 5.75-2.5 12.75-1.25 17.25 3.5l32.5 32.25c35.25-33.25 83-53 132.25-53 105.75 0 192 86.25 192 192z"></path></svg></span>
								<span class="pojo-a11y-toolbar-text">Reset</span>
							</a>
						</li>
					</ul>
									</div>
			</div>
		</nav>
		<style type="text/css">
        .nectar-shape-divider-wrap {
          position: absolute;
          top: auto;
          bottom: 0;
          left: 0;
          right: 0;
          width: 100%;
          height: 150px;
          z-index: 3;
          transform: translateZ(0);
        }
        .post-area.span_9 .nectar-shape-divider-wrap {
          overflow: hidden;
        }
        .nectar-shape-divider-wrap[data-front="true"] {
          z-index: 50;
        }
        .nectar-shape-divider-wrap[data-style="waves_opacity"] svg path:first-child {
          opacity: 0.6;
        }

        .nectar-shape-divider-wrap[data-style="curve_opacity"] svg path:nth-child(1),
        .nectar-shape-divider-wrap[data-style="waves_opacity_alt"] svg path:nth-child(1) {
          opacity: 0.15;
        }
        .nectar-shape-divider-wrap[data-style="curve_opacity"] svg path:nth-child(2),
        .nectar-shape-divider-wrap[data-style="waves_opacity_alt"] svg path:nth-child(2) {
          opacity: 0.3;
        }
        .nectar-shape-divider {
          width: 100%;
          left: 0;
          bottom: -1px;
          height: 100%;
          position: absolute;
        }
        .nectar-shape-divider-wrap.no-color .nectar-shape-divider {
          fill: #fff;
        }
        @media only screen and (max-width: 999px) {
          .nectar-shape-divider-wrap:not([data-using-percent-val="true"]) .nectar-shape-divider {
            height: 75%;
          }
          .nectar-shape-divider-wrap[data-style="clouds"]:not([data-using-percent-val="true"]) .nectar-shape-divider {
            height: 55%;
          }
        }
        @media only screen and (max-width: 690px) {
          .nectar-shape-divider-wrap:not([data-using-percent-val="true"]) .nectar-shape-divider {
            height: 33%;
          }
          .nectar-shape-divider-wrap[data-style="clouds"]:not([data-using-percent-val="true"]) .nectar-shape-divider {
            height: 33%;
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